Privacy Policy

1. Introduction
The protection of your personal data is important to us. This privacy policy informs you about how we collect, process, and protect your data when you use our website or services.

2. Data Controller
The data controller is Schlau Festgeld, Heller 20, 48301 Nottuln, Germany. For questions about data protection, you can reach us at privacy@klauskassner.de.

3. Data Collection and Processing
We collect personal data when you visit our website, open an account, use our services, or contact us. The data collected includes:

Contact data (name, email address, phone number, address)
Identification data for account opening (according to GwG)
Financial data (bank details, transaction history)
Technical data (IP address, browser information, device data)
Usage data (pages visited, time spent, click behavior)

4. Purpose of Data Processing
We process your data for the following purposes:

Performance of contractual services and provision of our services
Fulfillment of legal obligations (particularly GwG, WpIG)
Improvement of our website and services
Communication with you regarding your account or inquiries
Protection against fraud and ensuring system security

5. Legal Bases
The processing of your data is based on the following legal bases according to GDPR:

Art. 6(1)(b) GDPR – Contract performance
Art. 6(1)(c) GDPR – Legal obligations
Art. 6(1)(f) GDPR – Legitimate interests
Art. 6(1)(a) GDPR – Consent (where required)

6. Retention Period
We store your data only as long as necessary to fulfill the stated purposes or as required by legal retention periods. Commercial and tax law retention periods can be up to 10 years.

7. Your Rights
You have the following rights regarding your personal data:

Right to access the data we process about you
Right to rectify inaccurate data
Right to erasure of your data (under certain conditions)
Right to restriction of processing
Right to data portability
Right to object to certain processing

8. Cookies
Our website uses cookies to improve user experience. Cookies are small text files stored on your device. We use technically necessary cookies and analytics cookies (with your consent) to analyze the use of our website.

9. Disclosure to Third Parties
We only share your data with third parties when necessary for contract performance, you have consented, or we are legally required to do so. Our service providers (e.g., IT providers, payment processors) are contractually obligated to comply with data protection.

10. Contact
For questions about data protection, you can contact us at any time: privacy@klauskassner.de. You also have the right to lodge a complaint with a supervisory authority.