We work exclusively with regulated German banks that operate under strict financial supervision and deposit protection frameworks. These partnerships allow clients to access structured fixed-term deposit opportunities with clearly defined terms and reliable conditions. Our focus is not on complexity, but on providing access to stable savings solutions within one of the most trusted banking systems in Europe.
Your investment is placed with regulated German banks operating under strict supervision and deposit protection schemes.
How we choose our partner banks

We work exclusively with German banks operating within a formal supervisory framework.

Eligible deposits benefit from the applicable statutory protection scheme.

Account-related actions are handled through secure, structured workflows.

We aim to communicate product terms and security structures in a way clients can understand.
Indicative fixed-term deposit rates
3-6 months
6-12 months
12-24 months
German deposit protection structure

Up to €100,000 per depositor, per bank is protected under the German statutory deposit guarantee scheme.

Many German banks are also members of voluntary protection schemes that may provide coverage beyond the statutory limit, depending on the institution.
Simple and structured deposit process

Complete a straightforward onboarding process and verify your identity.

Select a fixed-term deposit offer from our network of German banks.

Transfer your funds securely via SEPA to the selected institution.

Monitor your deposit and expected return through a clear account overview.
To open a time deposit account, you first need to open a savings account. We will lead you there.
This calculator provides indicative results for informational purposes only. The calculations are based on a 365-day year basis and assume consistent interest rates throughout the investment period.
Actual returns may vary depending on market conditions, account terms, and other factors. Please consult with our customer service representatives for personalized advice and current rates.
The results shown are not binding and do not constitute a contractual offer. All investments are subject to our terms and conditions.
A savings account is required before opening a time deposit account. Our savings accounts offer competitive interest rates with flexible access to your funds.
Features include:
Time deposits (Festgeld) offer fixed interest rates for a predetermined period. Your funds are locked for the term duration, providing security and predictable returns.
Key information:
Please note: When interest is paid before maturity (monthly, quarterly, or annually), it is credited to your linked savings account where it can earn additional interest.
Speak with our team to explore fixed-term deposit opportunities with German banking partners and find a solution that fits your savings strategy.