Built for serious investors
Know exactly what you'll earn. Our fixed-rate investments eliminate market volatility and provide planning security for your financial future. Unlike volatile stock markets or uncertain fund returns, we offer guaranteed interest rates that are fixed from the start.
Your funds are protected with state-of-the-art encryption and multi-factor authentication. We implement the highest security standards in the financial industry and are regularly audited by independent experts. Your data and assets are in safe hands with us.
Link your bank account and fund your investments in minutes. Our digital process eliminates tedious paperwork. SEPA transfers are processed quickly and securely, allowing you to start investing immediately.
Track your investments, accrued interest, and upcoming maturities all in one place. Our intuitive dashboard gives you a complete overview of your portfolio at any time. Detailed reports and analytics help you optimize your investment strategy.
Choose from various terms to match your savings goals and timeline. Whether short-term investment or long-term wealth building, we offer the flexibility you need. Our partner banks enable individual solutions for your needs.
Reinvest your returns automatically at maturity to accelerate your wealth building. The compound interest effect is one of the most powerful levers in long-term savings. Take advantage of this opportunity to continuously grow your wealth.
Built for serious investors Competitive Rates
3-6 months
6-12 months
12-24 months
We've built our platform from the ground up with security at its core. Your money and data are protected by multiple layers of defense.

As a BaFin-licensed securities institution, we are subject to the strictest German financial supervision standards.

Our security team monitors for threats around the clock to protect your assets.

All data is encrypted in transit and at rest using industry-standard protocols.

We adhere to strict financial regulations including GDPR and German financial supervisory requirements.
Your investments are protected with the same security standards used by major financial institutions.
Protected per depositor under EU Deposit Guarantee
We partner with regulated European banks to offer fixed-term deposits with guaranteed interest rates. Your funds are protected under the statutory Deposit Guarantee Scheme up to €100,000 per depositor.
254-568-5274
noemail@domain.com
1448 Elliott Street - NY
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Your funds are placed directly at our regulated EU partner bank and protected under the statutory Deposit Guarantee Scheme up to €100,000 per depositor. Festgeld offers predictable returns without exposure to market volatility.
Protection of up to €100,000 per depositor under EU law.
Your interest rate is locked in for the entire agreed term — no surprises.
To open a time deposit account, you first need to open a savings account. We will lead you there.
This calculator provides indicative results for informational purposes only. The calculations are based on a 365-day year basis and assume consistent interest rates throughout the investment period.
Actual returns may vary depending on market conditions, account terms, and other factors. Please consult with our customer service representatives for personalized advice and current rates.
The results shown are not binding and do not constitute a contractual offer. All investments are subject to our terms and conditions.
A savings account is required before opening a time deposit account. Our savings accounts offer competitive interest rates with flexible access to your funds.
Features include:
Time deposits (Festgeld) offer fixed interest rates for a predetermined period. Your funds are locked for the term duration, providing security and predictable returns.
Key information:
Please note: When interest is paid before maturity (monthly, quarterly, or annually), it is credited to your linked savings account where it can earn additional interest.
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Festgeld works best as part of a structured savings strategy. Allocate short-term liquidity to flexible accounts, and commit surplus capital to fixed terms for enhanced returns. A balanced approach can improve overall portfolio efficiency without increasing risk.
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Contact us for a personal consultation. We'll help you open your investment account.