Rates

— Our Partner Banks —

Access fixed-term deposits with established German banks

We work exclusively with regulated German banks that operate under strict financial supervision and deposit protection frameworks. These partnerships allow clients to access structured fixed-term deposit opportunities with clearly defined terms and reliable conditions. Our focus is not on complexity, but on providing access to stable savings solutions within one of the most trusted banking systems in Europe.

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Protected & Secure

Your investment is placed with regulated German banks operating under strict supervision and deposit protection schemes.

▬ Our Principles ▬

How we choose our partner banks

The foundation of our security approach
Regulated Banking Partners

We work exclusively with German banks operating within a formal supervisory framework.

Protected Deposit Structure

Eligible deposits benefit from the applicable statutory protection scheme.

Controlled Digital Processes

Account-related actions are handled through secure, structured workflows.

Clear Information

We aim to communicate product terms and security structures in a way clients can understand.

▬ Current Rates ▬

Indicative fixed-term deposit rates

Available interest rates vary depending on the partner bank, deposit amount, and selected term. The ranges below provide a general indication of current market conditions for German fixed-term deposits.
Short-Term

3-6 months

2,0 – 3,5
% p.a.
Medium-Term

6-12 months

3,0 – 4,5
% p.a.
Long-Term

12-24 months

3,5 – 5,0
% p.a.
Rates are indicative and may change depending on partner bank conditions and market environment. Final terms are confirmed during the deposit process.

▬ Security ▬

German deposit protection structure

Deposits placed with German banks are protected through a structured two-level system designed to provide a high degree of security.
Statutory Deposit Insurance

Up to €100,000 per depositor, per bank is protected under the German statutory deposit guarantee scheme.

Additional Protection Funds

Many German banks are also members of voluntary protection schemes that may provide coverage beyond the statutory limit, depending on the institution.

▬ Process ▬

Simple and structured deposit process

The process is designed to be clear and efficient, from account setup to deposit placement and monitoring.
Open Account

Complete a straightforward onboarding process and verify your identity.

Choose Partner Bank

Select a fixed-term deposit offer from our network of German banks.

Deposit Funds

Transfer your funds securely via SEPA to the selected institution.

Track Returns

Monitor your deposit and expected return through a clear account overview.

▬ Planning Tool ▬

Estimate your potential return

Total Savings
€ 0.00
Open Account

To open a time deposit account, you first need to open a savings account. We will lead you there.

Looking for stable and predictable returns?

Speak with our team to explore fixed-term deposit opportunities with German banking partners and find a solution that fits your savings strategy.

No minimum deposit required. Cancel anytime.